Billif
    APP

    Complete business financial operations.

    All-in-one platform for invoicing, expense management, collections, and payouts. Built for Nigerian businesses to grow faster.

    APP invoicing dashboard

    Get Paid 3x Faster

    Automated reminders and easy online payments.

    Bank-Grade Security

    Enterprise-level encryption & KYC.

    Save 10+ Hours Weekly

    Automate invoices and categorization.

    Works Anywhere

    Access from any device, anytime.

    Features

    Everything you need to manage finances.

    Accounts Receivable

    Professional Invoicing

    Create beautiful, branded invoices with your logo, colors, and custom fields. Set up recurring invoices and automatic payment reminders with online payment links.

    Custom branding & templates
    Recurring invoices
    Payment tracking & reminders
    Online payment links

    60%

    Faster collections

    99.9%

    Uptime

    Professional Invoicing

    Spend Management

    Expense & Reimbursement

    Track expenses, manage reimbursements with multi-level approvals, and pay employees directly to their bank accounts. Set department budgets and analyze spending.

    Multi-level approval workflows
    Receipt capture & categorization
    Direct bank payments
    Department budget tracking

    80%

    Less manual work

    100%

    Accuracy

    Expense & Reimbursement

    Collections

    Virtual Accounts & Wallet

    Accept payments via dedicated virtual accounts, track collections, and settle to your bank instantly with full transaction history and auto-reconciliation.

    Dedicated virtual accounts
    Auto-reconciliation
    Instant settlements
    Complete transaction history

    T+1

    Settlement

    100%

    Payout success

    Virtual Accounts & Wallet

    Accounts Payable

    Bills & Payouts

    Manage vendor bills, process payouts with OTP verification, and track payment history. Issue purchase orders and credit notes seamlessly.

    Bill tracking & management
    OTP-protected payouts
    Purchase order system
    Credit note management

    <2s

    Processing

    Secure

    OTP verified

    Bills & Payouts

    And much more

    Additional features to help you succeed.

    Team Management

    Roles, permissions & approvals

    Accounting & Compliance

    VAT reports, QuickBooks sync

    Project Budgets

    Track costs and profitability

    Smart Notifications

    Automated alerts for payments

    Ready to streamline your finances?

    Join hundreds of Nigerian businesses already using APP to manage their finances more efficiently.