Simplify your business financial operations.
All-in-one platform for invoicing, expense management, collections, and QR payments. Built for Nigerian businesses to grow faster.
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Trusted by 500+ Nigerian Businesses
Solutions
Two powerful products, one platform.
Choose the solution that fits your business, or use both for complete financial control.
APP
AR & AP Management · Spend & Expense Management
Accounts Receivable
Professional Invoicing & Collections
Create branded invoices with automatic payment tracking, reminders, and online payment links. Accept payments via virtual accounts and settle to your bank instantly.
60%
Faster payments
99.9%
Uptime

Accounts Payable & Spend
Expense & Spend Management
Track expenses, manage reimbursements with multi-level approvals, process vendor bills, and pay employees directly. Set department budgets and analyze spending in real-time.
80%
Less manual work
100%
Accuracy

TAB
QR Code Solutions · Hospitality · Restaurants · Retail
QR Ordering & Payments
Static QR Codes & Digital Catalog
Enable instant QR code ordering and payments for restaurants, cafes, hotels, and events. Customers scan to browse your catalog, place orders, and pay — no app download required.
<3s
Payment time
Zero
Hardware cost

Hospitality & Retail
Split Payments & Fast Settlements
Let customers split bills effortlessly. Receive your funds quickly with T+1 settlement directly to your bank account. Real-time analytics to track orders and revenue.
T+1
Settlement
100%
Payout success

Billif Platform
Complete financial infrastructure
From invoicing to settlements — enterprise-grade reliability for every transaction.

Invoice Payments
Create professional invoices and get paid faster with branded payment links.
Enterprise Security
KYC verified with OTP-protected payouts and encrypted data handling.
Multi-Business Support
Manage multiple businesses from one account with ease.
Smart Notifications
Automated alerts for payments, approvals, and business activities.
Trusted Infrastructure
Built for scale & reliability
99.9%
Uptime SLA
<2s
Processing
Multi
Currency
24/7
Support
Loved by Businesses
See what our customers have to say about Billif.
"TAB transformed how we handle payments. Our customers love the convenience of scanning and paying right from their table. It's been a game-changer for our restaurant."
Adaeze Okonkwo
Owner, The Lagos Grill
"The invoicing and expense management features have saved us countless hours. We've reduced our payment collection time by 60% since switching to APP."
Chidi Nnamdi
CEO, TechVentures Ltd
"Real-time analytics help me make better business decisions. I can track everything from my phone. The split payment feature increased our group bookings by 30%."
Amara Eze
Founder, Quick Bites
Ready to transform your finances?
Join hundreds of Nigerian businesses already using Billif to manage their invoices, expenses, and payments more efficiently.
