Bill Intelligent Flow Technologies
The software African businesses run on.
Billif for the back office. TAB for the front of the business. Built in Lagos.

Business finance software
Billif
Invoicing, payables, collections and spend control in one place.
Billif runs the back office of a business: invoices with pay-links, supplier bills read automatically, staff expenses with receipts, approvals before money moves, and VAT records kept as you go.
- Invoicing, recurring billing and credit notes
- Supplier bills read from email and paid on schedule
- Collections matched to invoices, settled next business day
- Staff expenses, approvals, project budgets and VAT reporting
For: Businesses of every size, from SMEs to finance teams
Visit billif.africa
Ordering and payments
Every order, every payment, one place.
TAB runs the front of a business: orders and bookings from a QR code, WhatsApp or your own storefront link, one stock record behind every channel, payments settled to the bank the next day, and a daily AI report.
- QR, WhatsApp and online storefront ordering
- Inventory that counts down across every channel
- Card and transfer payments, settled next day
- Bookings for restaurants, hotels, shortlets and salons
For: Shops, restaurants, hotels, shortlets and service businesses
Visit tab.africaOne BIFT account
One sign-in for Billif and TAB.
Your BIFT account opens both products. Each keeps its own business, team and data, and is only set up the first time you open it, so a business that only wants TAB never gets a Billif account, and the other way round.
Billif
About us
Built in Lagos, for African businesses.
Bill Intelligent Flow Technologies Limited makes software for the everyday work of running a business: getting paid, paying suppliers, keeping the books straight, and selling to customers on the channels they already use.
We build two products. Billif runs the back office, and TAB runs the front of the business. Each does its own job well, and one BIFT account brings them together.
Josh Owoseni, Founder and Chief Executive Officer